Looking for: Arizona auto insurance Click here to ENTER Arizona Car Insurance | Get a Quote | Liberty Mutual - Take advantage of Nationwide's features Bodily injury liability Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault. Property damage liability Helps cover expenses related to the damage of another person's property — like vehicles, homes, buildings and other structures — when an accident is your fault. Uninsured motorist Covers medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance. Underinsured motorist Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have enough liability insurance. Collision Helps cover expenses to repair or replace your vehicle that's been damaged in an accident. Comprehensive Helps cover expenses to repair or replace your vehicle that's been sto...